The One Credit Card is an unsecured credit card; it is a shining example of how a well-designed financial product can elevate your spending experience to new heights. This sleek, metal credit card boasts an array of features and benefits that truly set it apart from the pack.
For starters, the One Credit Card offers an impressive reward point program, allowing you to earn 5X reward points on your top two spending categories each month. You will earn points on your everyday purchases, from groceries and petrol to dining out and online shopping.
10 Incredibly Useful Features of the One Credit Card You Cannot Afford to Miss
The One Credit Card is an unsecured credit card with unparalleled features that help you to make great savings, some of which are listed below:
- Expenditure Planner
If you are someone who always likes to stay within budget, the OneCard App has just the right feature for you. This feature helps you track your spending closely and sends a notification when you’re about to cross your budget
- MyRent
Paying rent can be a headache, which you can resolve with this feature; use it to pay off your rent within a few clicks. You can add up to three rent details to this card.
- Subscription Hub
Just like the rent, you can also pay your utility bills and OTT subscription charges without any hassle. Just add your subscriptions to the app, and payment will be automatically processed.
- FD-Backed OneCard
Those who are unable to get the unsecured credit card can opt for the secured version. With the secured version, you can improve your credit score and then switch to the non-secured variant.
- MyFamily
With this feature, you can add family members as add-on cardholders without any extra fees, which is a great benefit. It allows them to enjoy the same rewards and perks while you can track spending and set limits if needed.
- Tap In-App Auth
This unique feature of the OneCard App enables you to secure your card. This feature empowers you to tap your screen whenever you find any unusual transactions in your app.
- OneCash
This feature on the One Credit Card allows you to access instant cash during any emergency. This especially comes in handy in situations like medical bills, car repairs, or unexpected travel expenses; the key benefit here is convenience and speed.
- Merchant EMI
You can also convert your big-ticket purchases or your entire credit card bill into EMI within a few clicks. This helps manage larger expenses without putting too much financial strain.
- OneTrip
The One Credit Card is going to transform the way you enjoy your vacation with this unique feature. Starting from lucrative deals on flight and hotel bookings to travel insurance, this card will redefine your holiday experience.
- GPS Tracker
The OneCard App helps find the best offers near you with a GPS tracker. Use this feature to find offers and discounts close to you; whether it’s dining, shopping, or local services, you’ll have instant access to the best deals in your area.
Added Advantages of the One Credit Card You Can Enjoy
Apart from the 10 advantages of using the One Credit Card, there are a few more benefits which you can enjoy, such as:
- Zero joining fee
- No annual charges
- Insurance coverage
- 1% Fuel surcharge waiver
- Instant cash advances
- 1% Forex mark-up fee
- Seasonal deals and discounts
Eligibility Criteria for the One Credit Card
It’s fairly simple to get the One Credit Card; read on to know the eligibility criteria:
| Age | Above 18 years old |
| Nationality | Indian |
| Income | Stable income per month |
| Location | Reside in a city where the One Credit Card is available |
| Documentation | PAN card with a valid address proof |
How to Apply for the One Credit Card?
If you want to apply for this unsecured card, follow this easy 8-step process:
| Steps | Actions |
| Step 1 | Download the OneCard app |
| Step 2 | Fill out the application form |
| Step 3 | Enter your name, date of birth and address (as per your PAN card) |
| Step 4 | Enter your PAN details |
| Step 5 | Complete the verification process to confirm your details |
| Step 6 | Add the details of your nominee |
| Step 7 | Activate the virtual card and wait for the physical card |
| Step 8 | Receive the physical card by post |
All of these features and benefits coalesce to make the One Credit Card an unparalleled choice for every discerning spender. If you, too, demand nothing less than the best from your financial tools, start using this card immediately and enjoy the features mentioned above. The card is equipped with EMV chip technology and 24/7 fraud monitoring.
With such security measures, you can be assured your financial information is in safe hands. Also, use the OneCard App to instantly lock and unlock your card in case you find any unauthorised usage on it. Download the app now and start using all these wonderful features of this credit card.
